[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.stambre.sk\/setrenie-na-tych-spravnych-miestach\/#Article","mainEntityOfPage":"https:\/\/www.stambre.sk\/setrenie-na-tych-spravnych-miestach\/","headline":"\u0160etrenie na t\u00fdch spr\u00e1vnych miestach","name":"\u0160etrenie na t\u00fdch spr\u00e1vnych miestach","description":"\u0160etrenie je dos\u0165 ob\u013e\u00fabenou t\u00e9mou, ktor\u00e1 sa sklo\u0148uje v\u00a0mnoh\u00fdch oblastiach \u017eivota. Mlad\u00ed \u013eudia si \u0161poria na svoj bud\u00faci \u017eivot alebo na najbli\u017e\u0161iu diskot\u00e9ku, d\u00f4chodci...","datePublished":"2025-02-27","dateModified":"2023-05-12","author":{"@type":"Person","@id":"https:\/\/www.stambre.sk\/author\/#Person","name":"","url":"https:\/\/www.stambre.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a4f7f6499f3b2a0764d0773f1f5d74780987cfbea7e736c0e74f6185bb257971?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a4f7f6499f3b2a0764d0773f1f5d74780987cfbea7e736c0e74f6185bb257971?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"stambre.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.stambre.sk\/wp-content\/uploads\/img_a297788_w16762_t1552506109.jpg","url":"https:\/\/www.stambre.sk\/wp-content\/uploads\/img_a297788_w16762_t1552506109.jpg","height":0,"width":0},"url":"https:\/\/www.stambre.sk\/setrenie-na-tych-spravnych-miestach\/","wordCount":459,"articleBody":"\u0160etrenie je dos\u0165 ob\u013e\u00fabenou t\u00e9mou, ktor\u00e1 sa sklo\u0148uje v\u00a0mnoh\u00fdch oblastiach \u017eivota. Mlad\u00ed \u013eudia si \u0161poria na svoj bud\u00faci \u017eivot alebo na najbli\u017e\u0161iu diskot\u00e9ku, d\u00f4chodci si \u0161poria na pohreb, \u013eudia v\u00a0stredn\u00fdch rokoch \u0161poria pre svoje deti a\u00a0tak \u010falej… takmer ka\u017ed\u00fd na svete (okrem t\u00fdch vyvolen\u00fdch bohat\u00fdch) si m\u00e1 pre\u010do a\u00a0na\u010do \u0161pori\u0165. D\u00f4vod sa n\u00e1jde v\u017edy.\tAko teda u\u0161etri\u0165 alebo vlastne kde treba \u0161etri\u0165?Korunka po korunke (vlastne dnes u\u017e euro po eure) a\u00a0bud\u00fa kapce. Tak to vo\u013eakedy hovorievali na\u0161i star\u00ed rodi\u010dia. Tu s\u00fa nejak\u00e9 tipy na u\u0161etrenie:\t\tSk\u00faste sa poobzera\u0165 po bankovej \u00fa\u010dte, za ktor\u00fd nebudete musie\u0165 plati\u0165 ka\u017ed\u00fd mesiac nejak\u00fa sumu. Hocijak\u00fa… Nula eur za \u00fa\u010det v\u00a0banke je v\u017edy najlep\u0161ie. Existuj\u00fa tak\u00e9to banky tak sa nebojte prest\u00fapi\u0165 aj do inej banky. Ka\u017ed\u00e9 u\u0161etren\u00e9 euro sa r\u00e1ta.\t\tSvoje n\u00e1kupy si d\u00f4kladne napl\u00e1nujte. D\u00e1vajte pozor na to, aby ste mali nak\u00fapen\u00e9 na cel\u00fd t\u00fd\u017ede\u0148 dopredu. Do obchodu cho\u010fte v\u017edy z\u00e1sadne najeden\u00fd a\u00a0so zoznamom v\u00a0ruke. Ke\u010f ste najeden\u00fd tak v\u00e1s nebude l\u00e1ka\u0165 nakupova\u0165 jedl\u00e1, na ktor\u00e9 m\u00e1te chu\u0165. Zoznam v\u00e1m bude potrebn\u00fd na to, aby ste ni\u010d nezabudli. U\u0161etr\u00ed v\u00e1m to aj \u010das. Dajte pozor aj na d\u00e1tum spotreby jednotliv\u00fdch potrav\u00edn, aby ste nemuseli ni\u010d vyhadzova\u0165. Ve\u010f aj to jedlo ste museli k\u00fapi\u0165.\t\tSvoje peniaze, ktor\u00e9 m\u00e1te ulo\u017een\u00e9 v\u00a0banke ako ur\u010dit\u00fa rezervu si presu\u0148te na sporiaci \u00fa\u010det, kde sa v\u00e1m bud\u00fa aspo\u0148 trochu zhodnocova\u0165. Netreba hne\u010f term\u00ednovan\u00fd vklad, preto\u017ee v\u00a0tom s\u00fa peniaze viazan\u00e9 a\u00a0nem\u00f4\u017eete ich len tak vybra\u0165. Zo sporiaceho \u00fa\u010dtu ich m\u00f4\u017eete kedyko\u013evek vybra\u0165, ke\u010f budete potrebova\u0165.\t\tNevyberajte si peniaze v\u00a0zahrani\u010d\u00ed alebo z\u00a0bankomatu cudzej banky. Banka v\u00e1m strhne za v\u00fdber ur\u010dit\u00fd poplatok.\t\tPeniaze vkladajte do banky cez vkladomat alebo si ich po\u0161lite z\u00a0\u00fa\u010dtu na \u00fa\u010det. Za vklad v\u00a0banke si od v\u00e1s v\u00e4\u010d\u0161inou vyp\u00fdtaj\u00fa ur\u010dit\u00fa sumu. Vo vkladomate, v\u00a0ktorom som bola, bolo vkladanie zadarmo. Pre istotu si to overte.Nez\u00e1le\u017e\u00ed na tom, aby ste zar\u00e1bali mili\u00f3ny, ale d\u00f4le\u017eit\u00e9 je to, aby ste si vedeli aj z\u00a0m\u00e1la necha\u0165, \u010do najviac penia\u017ekov. Preto\u017ee niekto aj ke\u010f zar\u00e1ba obrovsk\u00e9 mno\u017estvo pe\u0148az\u00ed nevie s\u00a0nimi nar\u00e1ba\u0165. T\u00e1to znalos\u0165 sa naz\u00fdva finan\u010dn\u00e1 gramotnos\u0165 a\u00a0je d\u00f4le\u017eit\u00e1 pre \u017eivot v\u00a0dne\u0161nej spolo\u010dnosti, hoci mnoho \u013eud\u00ed ju neovl\u00e1da.Do \u0161etrenia, priatelia!                                                                                                                                                                                                                                                                                                                                                                                        4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"\u0160etrenie na t\u00fdch spr\u00e1vnych miestach","item":"https:\/\/www.stambre.sk\/setrenie-na-tych-spravnych-miestach\/#breadcrumbitem"}]}]