[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.stambre.sk\/naucte-sa-ako-setrit\/#Article","mainEntityOfPage":"https:\/\/www.stambre.sk\/naucte-sa-ako-setrit\/","headline":"Nau\u010dte sa ako \u0161etri\u0165","name":"Nau\u010dte sa ako \u0161etri\u0165","description":"St\u00e1le nem\u00e1te peniaze na vysn\u00edvan\u00e9 b\u00fdvanie \u010di mali\u010dkos\u0165 po ktorej dlho t\u00fa\u017eite? Potom sa nau\u010dte s nami ako spr\u00e1vne nar\u00e1ba\u0165 s financiami tak, aby...","datePublished":"2019-05-17","dateModified":"2023-05-12","author":{"@type":"Person","@id":"https:\/\/www.stambre.sk\/author\/#Person","name":"","url":"https:\/\/www.stambre.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a4f7f6499f3b2a0764d0773f1f5d74780987cfbea7e736c0e74f6185bb257971?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a4f7f6499f3b2a0764d0773f1f5d74780987cfbea7e736c0e74f6185bb257971?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"stambre.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.stambre.sk\/wp-content\/uploads\/img_a301276_w16516_t1558710003.jpg","url":"https:\/\/www.stambre.sk\/wp-content\/uploads\/img_a301276_w16516_t1558710003.jpg","height":0,"width":0},"url":"https:\/\/www.stambre.sk\/naucte-sa-ako-setrit\/","wordCount":419,"articleBody":"St\u00e1le nem\u00e1te peniaze na vysn\u00edvan\u00e9 b\u00fdvanie \u010di mali\u010dkos\u0165 po ktorej dlho t\u00fa\u017eite? Potom sa nau\u010dte s nami ako spr\u00e1vne nar\u00e1ba\u0165 s financiami tak, aby ste si krok po kroku mohli dovoli\u0165 to po \u010dom sa dlho obzer\u00e1te. Krokom \u010d\u00edslo jeden je ma\u0165 preh\u013ead kde utr\u00e1cate. Vytvorte si preto zoznam, sp\u00ed\u0161te si ho na papier, do di\u00e1ra \u010di do telef\u00f3nu a ve\u010fte si z\u00e1znamy. Tak z\u00edskate preh\u013ead. Niektor\u00e9 banky dokonca v svojich aplik\u00e1ci\u00e1ch tieto z\u00e1znamy vytv\u00e1raj\u00fa napr\u00edklad vo forme kol\u00e1\u010dov\u00fdch grafov, kde vid\u00edte rozdelenie do jednotliv\u00fdch kateg\u00f3rii ako napr\u00edklad supermarket, bankomat, telef\u00f3n a tak \u010falej. Ak u\u017e uvid\u00edte a vytvor\u00edte tento graf, zamyslite sa nad v\u0161etk\u00fdmi v\u00fddajmi. S\u00fa tam i neopodstatnen\u00e9 alebo tak\u00e9 ktor\u00e9 ste si mohli odpusti\u0165? Ak \u00e1no, sna\u017ete sa ich obmedzi\u0165 na minimum,. Uvedieme pr\u00edklad. Ak chod\u00edte r\u00e1no do pr\u00e1ce okolo kaviarne a ka\u017ed\u00e9 r\u00e1no si v nej doprajete k\u00e1vu, mesa\u010dne v\u00e1s to m\u00f4\u017ee st\u00e1\u0165 pri 20 pracovn\u00fdch d\u0148och a cene 2 eur\u00e1 za k\u00e1vu i 40 eur. K\u00fapte si rad\u0161ej k\u00e1vu do pr\u00e1ce a budete ma\u0165 o 40 eur navy\u0161e pre v\u00e1s. Ak to prepo\u010d\u00edtate na rok, hovor\u00edme u\u017e o peknej sume, ktor\u00e1 v\u00e1m pom\u00f4\u017ee pribl\u00ed\u017ei\u0165 sa k cie\u013eu. Tu je podstatn\u00e9 neust\u00e1le myslie\u0165 nato, \u010do chcete dosiahnu\u0165. Ak si chcete len dopria\u0165 pekn\u00fa kabelku, mesiac bez k\u00e1vy v\u00e1m ju dopraje. Ak si v\u0161ak chcete \u0161etri\u0165 na k\u00fapenie auta \u010di bytu, mus\u00edte myslie\u0165 i \u010falej do bud\u00facnosti. \u010eal\u0161ie opatrenie ktor\u00e9 v\u00e1m pom\u00f4\u017ee s\u00fa karty. Ak radi \u010d\u00edtate knihy, zalo\u017ete si kartu v miestnej kni\u017enici a nekupujte si neust\u00e1le nov\u00e9 kni\u017eky. Ak radi cvi\u010d\u00edte a chod\u00edte do posil\u0148ovne, rad\u0161ej si tie\u017e zalo\u017ete predplaten\u00fa kartu ktor\u00e1 je v\u00fdhodnej\u0161ia ako jednorazov\u00e9 vstupy. Obmedzi\u0165 by ste mali i neuv\u00e1\u017een\u00e9 nakupovanie, nakupujte len to \u010do naozaj potrebujete a nesledujte za ka\u017ed\u00fa cenu nov\u00fa kolekciu. Takisto v potravin\u00e1ch, sna\u017ete sa neplytva\u0165 jedlom a nevyhadzova\u0165. To dosiahnete rozumn\u00fdm pl\u00e1novan\u00edm toho, \u010do budete vari\u0165. Tak a teraz hor sa do \u0161etrenia, d\u00fafame \u017ee sa v\u00e1m podar\u00ed s na\u0161imi trikmi lep\u0161ie ustriehnu\u0165 financie.                                                                                                                                                                                                                                                                                                                                                                                        5\/5 - (4 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Nau\u010dte sa ako \u0161etri\u0165","item":"https:\/\/www.stambre.sk\/naucte-sa-ako-setrit\/#breadcrumbitem"}]}]