[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.stambre.sk\/ako-usetrit-bez-zbytocneho-stresu-a-obmedzovania\/#Article","mainEntityOfPage":"https:\/\/www.stambre.sk\/ako-usetrit-bez-zbytocneho-stresu-a-obmedzovania\/","headline":"Ako u\u0161etri\u0165 bez zbyto\u010dn\u00e9ho stresu a obmedzovania","name":"Ako u\u0161etri\u0165 bez zbyto\u010dn\u00e9ho stresu a obmedzovania","description":"Ak patr\u00edte do skupiny \u013eud\u00ed, ktor\u00ed nedok\u00e1\u017eu u\u0161etri\u0165 ani korunu navy\u0161e, vysk\u00fa\u0161ajte nasleduj\u00faci n\u00e1vod na \u0161etrenie financi\u00ed v dom\u00e1cnosti. Nep\u00f4jde to s\u00edce zo d\u0148a...","datePublished":"2019-05-25","dateModified":"2023-05-12","author":{"@type":"Person","@id":"https:\/\/www.stambre.sk\/author\/#Person","name":"","url":"https:\/\/www.stambre.sk\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/a4f7f6499f3b2a0764d0773f1f5d74780987cfbea7e736c0e74f6185bb257971?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/a4f7f6499f3b2a0764d0773f1f5d74780987cfbea7e736c0e74f6185bb257971?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"stambre.sk","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.stambre.sk\/wp-content\/uploads\/img_a302867_w16526_t1562164216.jpg","url":"https:\/\/www.stambre.sk\/wp-content\/uploads\/img_a302867_w16526_t1562164216.jpg","height":0,"width":0},"url":"https:\/\/www.stambre.sk\/ako-usetrit-bez-zbytocneho-stresu-a-obmedzovania\/","wordCount":432,"articleBody":"Ak patr\u00edte do skupiny \u013eud\u00ed, ktor\u00ed nedok\u00e1\u017eu u\u0161etri\u0165 ani korunu navy\u0161e, vysk\u00fa\u0161ajte nasleduj\u00faci n\u00e1vod na \u0161etrenie financi\u00ed v dom\u00e1cnosti. Nep\u00f4jde to s\u00edce zo d\u0148a na de\u0148, no veci, ktor\u00e9 s\u00fa a\u017e z\u00e1zra\u010dne r\u00fdchle, v\u00e4\u010d\u0161inou nefunguj\u00fa.  1 MESIAC  Tento pl\u00e1n \u0161etrenia pe\u0148az\u00ed, je niekedy ozna\u010dovan\u00fd aj ako trojmesa\u010dn\u00fd. Asi ch\u00e1pete, \u017ee bude trva\u0165 tri mesiace. Teda aspo\u0148 na za\u010diatok, preto\u017ee po tejto dobe, by ste \u0161etrenie mali presta\u0165 vn\u00edma\u0165 ako nie\u010do neprirodzen\u00e9.  Prv\u00fd mesiac m\u00ed\u0148ajte presne tak ako ste zvyknut\u00ed. Ak si mus\u00edte ka\u017ed\u00fd mesiac po\u017ei\u010da\u0165, lebo v\u00e1m v\u00fdplata nesta\u010d\u00ed, urobte to takto aj teraz. Z\u00e1sadn\u00e1 zmena bude iba v tom, \u017ee si zavediete di\u00e1r, papier, alebo \u010doko\u013evek in\u00e9, kde si budete zna\u010di\u0165 ka\u017ed\u00fd cent, ktor\u00fd miniete. V zapisovan\u00ed bu\u010fte naozaj d\u00f4sledn\u00ed. Ak miniete dvadsa\u0165 centov na cigaretov\u00e9 papieriky, nezabudnite si pozna\u010di\u0165 aj to. V\u0161etky povinn\u00e9 polo\u017eky ako spl\u00e1tku za \u00faver, z\u00e1lohu za elektrinu, alebo platbu za internet spo\u010d\u00edtajte a t\u00fato sumu do svojho rozpo\u010dtu v podstate nepo\u010d\u00edtajte. 2 MESIAC Druh\u00fd mesiac bude analyza\u010dn\u00fd. Vezmite si svoje z\u00e1pisky a najprv v\u0161etko spo\u010d\u00edtajte. Tak zist\u00edte, \u010di ste v m\u00ednuse, na nule, alebo v miernom pluse. Vo v\u0161etk\u00fdch troch pr\u00edpadoch je \u010do zlep\u0161ova\u0165.  Zv\u00fdraznite si polo\u017eky, za ktor\u00e9 m\u00ed\u0148ate najviac (benz\u00edn, jedlo, cigarety…) Vyzna\u010dte si aj tie polo\u017eky, bez ktor\u00fdch by ste si vedeli predstavi\u0165 \u017eivot ( napr\u00edklad obedy v r\u00fdchlom ob\u010derstven\u00ed ka\u017ed\u00fd druh\u00fd de\u0148 ) Z\u00e1pisky by nemali sl\u00fa\u017ei\u0165 len na to, aby ste pochopili na \u010do a ko\u013eko peniaze m\u00ed\u0148ate. S\u00fa dobr\u00e9 aj preto, \u017ee uvid\u00edte, ko\u013eko financi\u00ed potrebujete priemerne na \u017eivot. Na z\u00e1klade va\u0161ich zisten\u00ed, sa budete druh\u00fd mesiac sna\u017ei\u0165 vypusti\u0165 to, \u010do nie je potrebn\u00e9. Cie\u013eom je to, aby ste sa na konci mesiaca dostali aspo\u0148 na nulu. 3 MESIAC  Po druhom mesiaci budete o \u010dosi m\u00fadrej\u0161\u00ed. Teraz je \u010das na vycibrenie v\u00e1\u0161ho \u0161etrenia. V tomto momente, by ste u\u017e mali dobre vedie\u0165, bez \u010doho viete \u017ei\u0165, respekt\u00edve, za \u010do vyhadzujete peniaze naozaj zbyto\u010dne. Po\u010das tretieho mesiaca sa sna\u017ete v\u0161etko, \u010do ste pochopili, za\u010da\u0165 aj naozaj \u201e\u017ei\u0165\u201c. Pokia\u013e by v\u00e1m tri mesiace nesta\u010dili, pokra\u010dujte pok\u00fdm si v\u0161etko pekne kr\u00e1sne nevbijete do hlavy.                                                                                                                                                                                                                                                                                                                                                                                         4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Ako u\u0161etri\u0165 bez zbyto\u010dn\u00e9ho stresu a obmedzovania","item":"https:\/\/www.stambre.sk\/ako-usetrit-bez-zbytocneho-stresu-a-obmedzovania\/#breadcrumbitem"}]}]